Choosing airline baggage cancellation insurance to prepare for your trip
Are you planning a trip soon? Whatever your destination, you'll need to prepare your luggage so that you have everything you need when you get there. Unfortunately, some passengers have bad experiences, such as losing their luggage or having it damaged. Airline baggage cancellation insurance can help you obtain certain guarantees in the event of unforeseen circumstances with your baggage, so that you can quickly find an emergency solution and enjoy your trip despite everything.
But how does air baggage cancellation cover work, and when should you take it out to avoid any unpleasant surprises? Start planning your trip with peace of mind by reading our recommendations.
How does airline baggage cancellation insurance work?
Before choosing the right travel security for your plane luggage, let's take a moment to clarify a few points. If you choose to insure your plane baggage with an independent insurer, you'll benefit from protection for your baggage and its contents. However, this does not mean that every item you own will automatically be covered by this aircraft baggage cancellation insurance.
- Suitcase and travel bag
- Clothes, shoes
- Personal belongings such as toiletries and purse
- Computer and video equipment
- Certain photo equipment, depending on the terms of your contract
- Certain valuables, depending on your insurance coverage and the limits applicable
This covers a wide range of items that you may need to take with you on a trip to a destination near or far. However, some items will not benefit from your air travel cancellation cover, such as those listed below.
- Hope and your credit cards
- Identity papers
- Sports equipment
- Instruments and objets d'art
- Video game consoles
- Glasses and prostheses
- Professional equipment (medical, samples)
It's a good idea to be careful with unprotected items, so you don't end up losing your equipment or possessions without being able to claim compensation. What's more, your baggage cancellation insurance will be effective if your belongings are damaged, lost by a carrier during your transfer or stolen. However, you may also be covered if the airline returns your baggage more than 24 hours late, so be sure to file a claim if this happens to you.
Choosing the right travel security for your airline baggage
If you want to protect your belongings in the event of loss, theft or damage, consider insuring them. But it's not always easy to know how to go about it, so here are a few tips to help you select the right airline baggage cancellation insurance.
Standard cover is available in every travel contract, which you can also find when you book your flight. It's often easiest to choose the baggage insurance offered by the airline you're traveling with, but you can also take out a contract with another insurance company.
However, to choose the right policy for you, you'll need to compare terms and conditions. The major difference will be in the coverage ceiling, and the price will often depend on this too.
To make the right choice for airplane baggage loss insurance or airplane baggage theft insurance, take the time to list the items you need for your trip. This will help you determine what will and won't be covered by the policy you choose. You can then estimate the value of the goods covered by the baggage insurance to work out a global sum and choose the ceiling best suited to your needs. Of course, the price will be higher with a higher coverage limit, but this will enable you to obtain an appropriate reimbursement in case of need.
When should I take out air baggage cancellation insurance?
When you book your plane ticket, you may not have a clear idea of what you need to take with you on your trip. This makes it difficult to choose the policy best suited to your needs. But don't worry, you can take out baggage cancellation insurance right up to the day before your departure.
However, we strongly advise you to take the time to compare the various offers beforehand, to make sure you choose the contract best suited to your needs. Once you've made your selection, you can wait until the day before to make your final choice.